Our Services

 

Conventional

Traditional loan programs that usually require at least 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.


 

VA Loans

Offers long term home loans to active duty US Military service members, eligible American veterans and reserves or their surviving spouses. Citywide offers reduced fees on VA Loans and even has Veteran Loan Officers on staff that can assist you with your VA Loan.


FHA

FHA-insured loans require very little cash investment to close a loan as well as offering more flexibility in calculating household income and payment ratios.

 

USDA

USDA programs that provide home ownership opportunities to individuals in qualifying rural areas.


Down Payment Assistance

#1 Office in the State of Utah for offering down payment programs! Loan programs and grants designed to help home buyers with a portion of, or all of, the down payment required to purchase their new home. Wherever you are at with tour finances, we are here to help you!

 

Construction Loans

A short term interim loan for financing the cost of new home construction. The loan is made directly to the borrower and managed by Citywide’s experienced Construction Department.